Relax and renew wile having family financial discussions. One-on-one, couples, family group meetings to remove blocks to easy money relationships. Set boundaries that work. Create real-world, realistic solutions to difficult, hard-to-break, or self-defeating financial habits. Get everyone on solid footing; create an easy flow of money in the family--work out cash flows, investments, estate questions; establish ways to speak about and resolve money issues together. Try to reveal what was always kept secret. Come away with detailed plans and actions.