Ron GallenApr 27, 20203 minArtists and Self-Employed Covid-19 BenefitsPeople who work and get a W-2 have filed for unemployment benefits in a tidal wave of website-crashing benefit claims. Through Thursday,...
Ron GallenApr 17, 20203 minHow to Redo Your Budget During QuarantineI'm hearing from people across the spectrum of income and wealth who are now in a financial bind. A woman from Texas relying on social...
Ron GallenApr 8, 20203 minWe Need a National Rent MoratoriumThe minute California governor, Gavin Newsom, issued his order to stay home on March 19th, a treacherous line of dominoes began lining...
Ron GallenApr 7, 20203 minParents: Setting and Keeping Financial BoundariesMost of the parents I have worked with who are struggling to set and keep reasonable financial limits with their children are in fairly...
Ron GallenApr 6, 20202 minUnderearners (artist department): Sarah's StoryIf you were to meet Sarah, you would not mistake her for an executive or someone working in finance. At first sight, it is hard to...
Ron GallenApr 6, 20202 minUnderearning in BriefDeprivation is like a world with certain colors missing. Chronic underearning or anorectic spending are adaptive responses to living in a...
Ron GallenApr 5, 20203 minDealing With CreditorsHere is an outline of what I recommend if debt is a problem. First, establish a spending plan (see The Spending Plan) that takes care of...
Ron GallenApr 5, 20203 minMoney and the Recovering AddictMoney is particularly troublesome for people in recovery. Addicts of all stripes often have stubbornly entrenched money problems long...
Ron GallenApr 4, 20203 minCreating a Spending PlanExcerpt from The Money Trap... Ok, get out a pad and a pen. Let's do your spending plan. Don't worry if the whole idea scares you, don't...
Ron GallenApr 4, 20203 minMoney, Therapy, and DepressionExcerpt from The Money Trap... The problem with psychotherapy for people with chronic money is that it can be uncommonly frustrating-for...
Ron GallenMar 3, 20201 minAre You an Overspender? Part IExcerpt from The Money Trap Overspenders Compulsive spending and compulsive debting are a very effective way of keeping unwanted feelings...
Ron GallenMar 3, 20202 minOverspenders: Rebecca's StoryExcerpt from The Money Trap... Rebecca's Story: Not everyone who gets into trouble with debt from their overspending has a story as...
Ron GallenMar 2, 20202 minOverspenders: Billy's StoryExcerpt from The Money Trap... Billy's Story...a pretty stark example of how overspending is not about earning enough. Billy owns a small...